Here's what's on offer: NATWEST: 400 free overdraft

Here's what's on offer: NATWEST: 400 free overdraft, 25 cash, 4.6 per cent interest on savings. MIDLAND: 400 free overdraft, cheap contents insurance policy, 15 cash, commission-free foreign money and travellers' cheques, 6 per cent on savings. LLOYDS: 400 free overdraft, free railcard (worth 16), free Eurocheque card, commission-free foreign money and travellers' cheques, 5 per cent on savings. BARCLAYS: 300 free overdraft, 10 Our Price voucher, 4 per cent on savings. ABBEY NATIONAL: free driving lesson, 25 per cent discount on next five, or BP petrol vouchers worth 15 for 16 to 20 year-olds, 2.55 per cent on savings. ROYAL BANK OF SCOTLAND: 400 free overdraft (first year only), 20 cash, commission-free foreign money and travellers' cheques, 1.5-3.0 per cent interest on savings. TSB: 400 free overdraft, 15 Olympus sports voucher, discounts on sports goods, free driving lesson, 7.5 per cent interest on savings.

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+1 104 22 1011043
+1 101 22 1011013